


| Generating Income from your Deferred Annuity When it comes time to take income from your deferred annuity, you will have many options available to meet your needs: You can convert your annuity into a stream of income which can then be paid over a fixed period or for your lifetime. You can take withdrawals of varying amounts when you need the income. You can elect a guaranteed income distribution and still have access to your deferred annuity value if additional withdrawals are needed. Your agent can guide you through all the issues and income options available, and explain the features and benefits of each so that you can make the right choice to meet your specific needs and objectives. Are annuities right for you? For anyone who wants a higher level of financial freedom after retirement or as you get older, fixed annuities can offer the added security of an additional source of income along with some pretty compelling features that make them worth serious consideration alongside any other retirement plan. |

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